PersonalJuly 15, 2024

Our top BBQ tips that could prevent a claim 

Early June saw ‘National BBQ week’ – yes, there seems to be a national day for everything these days. We can’t complain though, if Summer was a taste it would most likely be a chargrilled flavour.

Since Covid, BBQs are more popular than ever.1 Although we struggle to find the weather, statistics show that in 2023, the UK held over 65 million BBQs.2

Although many people may describe themselves as master of the BBQ, there will always be risks involved both in and out of the home.

It’s probably no surprise that the most common injury surrounding BBQs are due to burns (typically involving petrol or other fuel accelerants) and after this, cuts on sharp edges.3

When the sun comes out and you rush to the local shop to stock up on burgers, the last thing on your mind will be insurance. You will find that most home insurance policies  cover fire damage and contents from a BBQ. Liability cover can also help keep peace of mind for any legal liability for people and property (that is not yours).

We always urge anyone to check their own policy documents before assuming cover.

Here’s our top BBQ tips that could prevent a claim from occurring.

* NEVER pour petrol, meths or other accelerants onto a BBQ, as we’ve mentioned above – some of the most series incidents relate to this.

* BE MINDFUL of the fuel you’re using – Gas BBQs can somewhat increase risks, typically because they require more care and diligence – from using the right fuel, to checking the ignition and potential gas leaks.

* Ensure your BBQ is: on a level surface and not left unattended, especially around children and pets.

* Do not use a BBQ indoors or under shelter – decreasing the risk of building fires and the presence of carbon monoxide.

* With the above in mind, ensure your BBQ area is suitable: away from trees, shrubs and most objects in general.

* If using charcoal (or eco charcoals) ensure they are fully cooled before attempting to move/touch or dispose.

* If you’re looking to buy one, ensure it’s sturdy and well put together – imagine the damage and risk of it falling when lit!

* Clothing and tools: be mindful of your attire, long sleeves are more likely to catch alight and ensure proper barbecue utensils are used (typically longer with insulator material handles like wood)

* Safety: It would be most responsible to keep a bucket of water/sand for charcoal or a fire blanket for gas.

Not to ruin your fun, but be mindful that if the worst does occur, many household insurance policies wouldn’t cover an incident if you were under the influence of alcohol.

If you’re looking to discuss what is included in your policy, please contact the team today.

1 Global grill and barbecue market- statistics & facts | Statista

2 Top 20 BBQ Facts – 28th National BBQ Week

3 Barbecue safety – RoSPA