Find out how this could benefit you
During the peak of the COVID-19 pandemic, the NHS was put under incredible strain, with the effects proving to be long-lasting. In May 2021, 5.3 million people were waiting to start treatment and over 336,000 of those waiting for more than a year. It’s expected that the number of people on these waiting lists will rise further as the NHS struggles to keep up with the demand for treatment.
Benefits of going private
Private Medical Insurance allows you to take control of your healthcare. By going private, you can beat the waitlists and access treatment much quicker than you would on the NHS. This includes diagnosis and aftercare if you need it. Some providers also offer access to physiotherapists and mental health services, without needing to wait for a referral from your GP.
With Private Medical Insurance, benefits can include:
- Beat the waitlists
- Diagnostic tests, including MRI and CT scans
- Surgery
- 24/7 digital GP consultations
- In-patient and day-patient fees covered
- Choice of specialist and hospital
- Access to the latest licensed treatments not always available on the NHS
- Optional Second Opinion Service
- Optional outpatient fees
- Optional mental health treatment options
- Optional complementary therapies
- Optional parent accommodation
Choosing the right cover for you
Most Private Medical Insurance policies offer similar cover, with some offering additional optional benefits should you want to include them. When choosing the cover for you, consider what’s important to you. If you’re keen to include some of the optional cover variables, you need to pick a provider that offers what you need. If you’re looking to cover your whole family, your policy will need to accommodate their requirements as well. Some providers will offer discounts for family plans, but they may not offer the cover options you need.
If you’re looking to arrange a group plan for a business, a bespoke approach is required. To ensure the policy is right for you and your employees, your policy will need to take into account the number of employees, the benefits required and how much flexibility is needed.
To help get this right, it’s beneficial to have an insurance broker by your side who understands Private Medical Insurance both inside and out and can help you get the cover you need. Why not get in touch with The Insurance Centre to find out how we can help? Just give us a call on 01524 848506.
https://www.economicsobservatory.com/update-how-is-the-covid-19-crisis-affecting-the-nhs#:~:text=The%20effects%20of%20Covid%2D19,for%20more%20than%20a%20year.
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